Legal Question in Credit and Debt Law in New York

1993 credit debt

is there a statue of limitation in new york state for credit cards portfolio recovery said we owe them for a discovery charge from 1993


Asked on 2/19/08, 1:00 pm

1 Answer from Attorneys
Debra Palazzo Law Offices of Debra Palazzo, LLC

Re: 1993 credit debt

SOL's is 6 years. If you have not made a payment during last 6 years NOR have you acknowledge that you owe the money, write to them and tell them the debt is time barred and not to contact you anymore.

If they file a claim (they are allowed), you must appear and answer with the defense of SOL's has expired.

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Answered on 2/19/08, 7:12 pm


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