Legal Question in Credit and Debt Law in New York

Re: Affidavit and Confession of Judgement for a credit card debt?

You are to be congratulated for your efforts to pay down your credit card.

The goal of the law firm is to simplify the work of the law firm towards collectinbg the balance owed. They are not there to help you. You have no duty or obligation to interact with the law firm. Refer them to the company helping you on your debt restructuring.

This is a little bit confusing to me. If you are paying money, then why was the debt assigned to the law firm for collection? This is highly unusual. I recommend you check whether the money is going to the credit card company. If it is, then you are ok. If not, then contact me.

You are welcome to a consultation for no fee at my offices at 42 west 44th street, NY,NY. Please call for an appointment first (646) 591-5786.

Re: Affidavit and Confession of Judgement for a credit card debt?

Don't sign the agreement/confession. WHile the fact that you are making payments does not mean they have to accept them, you do not have to sign anything they send you...just ignore them. WHen you say your credit counseling agency negotiated the $88 agreement per month, who did they negotiate with? They should have something in writing...but the bottom line is NEVER SIGN ANYTHING THE OPPOSITION SENDS...the worst they can do is sue you and you can avoid the judgment...Good luck