Legal Question in Credit and Debt Law in New York

Can a collections agency reage a debt?

I have a very old credit card debt of about $2000. It is over the 6 year statute of limitation but I am getting harrassing phone calls from the creditor stating that they are going to sue me because I made payments to the collection agency. If I am correct, they cannot reage this debt and sue me because the account has been delinquent and in collections already for 6 years. Is this correct and where can I find the law that states that?


Asked on 11/17/06, 5:22 pm

1 Answer from Attorneys
Robert R. Groezinger GroezingerLaw P.C.

Re: Can a collections agency reage a debt?

The statute is 6 years from the date of the breach...or the date of the charge off...whichever is later.

Good Luck

RRG

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Answered on 11/17/06, 5:39 pm


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