Legal Question in Credit and Debt Law in New York

Consumer credit account, Summons

I was served with a summons from Chase Manhattan bank stating that I entered into a Consumer Credit account with them in the ammount of around 12,000.

I do not have any knowledge of entering into a credit account with Chase Manhattan. I never had a credit card with them.

I wrote up a letter and sent it to the lawfirm, asking for proof that this is my debt. I also included a copy of the original summons.

So my actual question is ''what is a consumer credit account''?

also aside from contacting the lawfirm is there anyone else I need to contact to dispute the summons.


Asked on 3/18/08, 11:03 am

1 Answer from Attorneys
Debra Palazzo Law Offices of Debra Palazzo, LLC

Re: Consumer credit account, Summons

If you received a Summons AND a complaint, you must Answer the complaint within a certain time frame (usually 20-30 days depending on service). If you do ot have an attorney, go to court and ask for pro-se office with help on submitting the Answer to the court.

Writing a letter to attorneys will not stop them from getting a default judgment against you and then proceeding to freeze your accounts and garnish your wage.

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Answered on 3/20/08, 9:39 am


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