Legal Question in Credit and Debt Law in New York
My corporation which is no longer doing business received a summons from a creditor. It listed both my wife, myself as well as my corporation as defendants. I have 20 days to answer the complaint. What happens if I don't respond? How can they pierce the corporate veil? And if they do and I have a judgement against me. What does that mean? Personally I don't have any money to engage an attorney- how can I defend myself?
2 Answers from Attorneys
1. You will lose by default.
2. You can appear pro se and file your written answer with the court raising your defenses.
Unless you operated individually, you should not be responsible for the corporate debt. Did you dissolve the corporation?
Even a dissolved corporation continues to exist--to wind up its affairs. If there was anything of value in the corporation when it shut down, if you took it personally, the plaintiff has an opening to hold you personally liable. Are you named individually on the summons?
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