Legal Question in Credit and Debt Law in New York

Re: Credit card collection

A subpoena duces tecum is a demand for documents only, not an appearance. Attorneys can issue subpoenas. If this is only a subpoena duces tecum, then you are required to provide the documents by the date requested. If the subpoena is also for an examination (deposition), then you are required to appear. You can, conceivably, be held in contempt for failing to comply, although this requires that the creditor's attorney bring a contempt proceeding, which is not usually done.If you were handed the subpoena, then it is easier to prove that you received it. How much effort the attorney will put into pursuing you will depend in part on how much they are trying to collect.