Legal Question in Credit and Debt Law in New York

credit card collections SOL

I applied for a credit card on-line from Providian Visa. Three days later a person called my house stating he was from Providian and wanted some more info, he told me my S.S.# so I didn't think nothing of it. After I told him where I worked and the phone# he told me he was a collection agency. THe credit card bill was from 1991. Now he is harrassing my employer daily, what if anything can I do. Can a 10 year debt be enforced? Can my wages be garnished? Also did he break any laws when he said he work for Providian? Please help.


Asked on 11/16/01, 8:37 pm

1 Answer from Attorneys
Savyon Grant Law Office of Savy Grant

Re: credit card collections SOL

You actually have a cause of a civil action against them. What they did is against the law. You can sue them for tourtius unterference & for harrassment.

Savy Grant

Attorney at Law

201-646-9600

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Answered on 11/18/01, 12:01 pm


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