Legal Question in Credit and Debt Law in New York

I have a very old credit card debt.It was bought for pennies on the dollar by a collection agency. They put a judgement against me.is this legal? the agency is Rubin & rothman, in case you have heard of them. they say they will attach my wages soon. no activity,or conversations with anyone regarding this account in years.


Asked on 3/15/10, 2:57 pm

1 Answer from Attorneys
Stephen Starr Starr & Starr, PLLC

A creditor with a judgment can both garnish the judgment debtor's wages and levy a writ of execution against the judgment debtor's bank account (or just restrain the account pursuant to a restraining notice -- subject to judgment debtor�s exemption rights in such account).

Please see the prior posting on our Blog (newyorkbankruptcylawyerblog.com) on the topic of dealing with a default judgment. The posts are:

Help A Collector Has Frozen My Bank Account in New York, Queens, Bronx, Brooklyn! http://www.newyorkbankruptcylawyerblog.com/2008/10/help_a_collector_has_frozen_my.html

- and -

What Can I Do If a Default Judgment Has Been Entered Against Me in New York? http://www.newyorkbankruptcylawyerblog.com/2008/10/what_can_i_do_if_a_default_jud_1.html

The foregoing is intended as general information of interest to readers of this website and is not intended as legal advice for your situation. You should consult with an attorney.

Best regards,

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Answered on 3/20/10, 3:46 pm


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