Legal Question in Credit and Debt Law in New York

Re: Credit card fraude

It can be challenged in court, yes.

But don't waste your time/money.

The credit card co is out of luck as you/no one is responsible for this debt EVEN IF it was valid.

Your Grandmother's estate would have been if she had any assets/$$ in her estate. But, those assets would have been distributed to her heirs already.

Don't let them tell you that you/someone are responsible to pay. You are not.

I would tell them in writing not to contact you/family members again and then ignore them. They will eventually go away.

Re: Credit card fraude

If your relative died in 2000 there is no way that a judgment could have been properly entered in 2001 because of the requirement that she be served with a summons and complaint. It makes no difference (as Ms. Palazzo states) because if your relative died in 2000 it is more than likely than any assets she had were distributed to her heirs and NO OTHER PERSON IS RESPONSIBLE FOR THE DEBT. As Ms. Palazzo urges, WRITE to the collection attorneys and warn them NOT to contact you again. You should MAIL the WARNING to them Certified Mail RETURN RECEIPT REQUESTED

Re: Credit card fraud

I don't know what the status is of your grandmother's estate, but if the estate was never properly served and you believe the account was opened fraudulently, you have excellent grounds to vacate the judgment. If you need further assistance with this matter, you may contact me via email.