Legal Question in Credit and Debt Law in New York

Re: I got default judgment vacated- now what?

I would need more information in order to give my opinion. Sometimes it is more cost effective to hire an attorney than it is to potentially lose a case. Certain attorneys handle these types of matters everyday, it is almost second nature. However, it is not impossible to represent yourself.

It is up to you to weigh your potential costs and benefits.

If you need further help, you can email me at [email protected].

Re: I got default judgment vacated- now what?

The court date is a conference, not a trial. You have an opportunity to explain to the Judge that you don't know what the debt is for, etc. You would ask the judge to request that the creditor provide you with full documentation to support their case so you can look at it and see for yourself what the debt is about. If it is something you do owe you would be able to make a settlement offer...you would ask for an adjournment of the matter so you can review whatever materials the other side will provide (it is not usual of them to have to materials with them at the conference, if so they have to make a copy and give you a set of whatever they have). Once you see what the documents are you will be in a better position to respond when the conference comes up again.