Legal Question in Credit and Debt Law in New York
my husband is being harassed by a debit collector even though he is in a debit consolidation company. They are asking him now for his pay stubs and want to garnish his wages. They even threatened to call the marshals. Does he have any rights here.
Asked on 11/17/11, 2:31 pm
1 Answer from Attorneys
Paula McGill
Paula McGill Attorney at Law
It appears they violated, among other things, the Fair Debt Collections Practices Act, if they threatened a criminal action for a debt. Your husband should consider consulting with a local experienced consumer attorney who can discuss his options. If there was a violation of the FDCPA, and there is evidence of the violation, any debt your husband may owe on the matter may be reduced or eliminated through negotations or litigation.
Licensed and practicing in New York.
Answered on 11/17/11, 8:18 pm