Legal Question in Credit and Debt Law in New York

You are not, his Estate is.

Unless the credit card was a joint account, you are not personally liable for the debt. The executor or administrator of the estate will need to negotiate and pay the decedent�s debts if there are sufficient assets to pay (please note that some assets that the estate and statutory exemptions has take priority over debt. See this list as a general example: http://www.dummies.com/how-to/content/how-to-pay-the-decedents-debts-and-when-to-declare.html)

I urge you to retain an estate attorney. If you cannot afford one many bar associations and law schools have pro bono (free) attorneys and clinics that help with estate questions. I urge you that you contact one in your area before paying any debt of your deceased husband.

Please accept my condolences.