Legal Question in Credit and Debt Law in New York

Illegal Practices

I was contacted about my 23 year old daughter's credit card account. This account is no mind and Iam not an authorized user. The account was discussed with me. They told me several things that were not true: They are a law firm, I was responsible for thwe bill, they would stop my daughter's financial, havwe her arrested. I reported them to the BBB. They lied and said I harasseed they on the phone, cured them out, etc. They said they closed the account in May, had sent out 8 letters. The first letter sent was dated JUne 20 ior 21. They said I callled their office many times. IfI could get copies of the phone records it will show they called me number of times. They called and hung up, called me names, I even have one conversation that I taped. I feel that they have damaged my character. They said I promised them a payment and would give them my debit card info. I am disabed and have no checking account or debit card. Is there any thing legally that can be done?


Asked on 12/30/06, 11:27 am

1 Answer from Attorneys
Jon Lewis Lewis, Feldman, & Lehane, LLC

Re: Illegal Practices

You have several potential claims under the Fair Debt Collection Practices Act and under Alabama State Law. You can tell them you want verification of the debt in writing. You can call them on all their allegations by writing them a letter asking how they intend to have your daughter arrested, etc. The letter should be sent by certified and regular mail and a copy kept by you. Jon E. Lewis, [email protected]

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Answered on 12/30/06, 5:07 pm


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