Legal Question in Credit and Debt Law in New York

judgement , somethings wrong with this picture

A group of lawyers sent me a letter trying to collect a debt I supposedly owed from 1999 on a credit card.I filed and answer with the court (sent the coll. a copy) and asked for an accounting of the details of this bill ... even though their letter does not state I have that right, all within the allotted 20 days. The details were not sent to me. I did not hear anything back from them so I called the County Clerk and she called this group and talked to them. They stated that USUALLY the Court sends them a copy of the defendants answer and that I had not sent and answer in time but if I would send one certified mail that day they would see if they could stop the pending judgement and get a court date set up (where I was told I would then get the info on the debt).This conversation was a few days after their deadline for my answer. So I mailed it again certified mail, return receipt requested. A few days later I received a letter from a lawyer in the group that a judgement had been filed against me by default for not answering their complaint on time. I went to the County Clerk's Office and the Clerk I delt with would not talk to me. Shouldn't a clerk look to see if the summons had a dated answer beore issuing a judgement?

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