Legal Question in Credit and Debt Law in New York

Letter of Intent to File Suit for Returned Check

I received a letter from Cabrera and Associates in Orangeburg, NY, threatening me with legal action if I don't pay a check they say was returned in the amount of 612.45.

I don't have a checking account, nor do I shop where they say the check was written. (a gas station) Upon calling this ''firm'', to ask questions, I was screamed at, cussed at, and refused any information. The person hung up on me. I since have learned that this ''firm'', mails out letters of this nature, all over the country. I also have learned that the president is Angela Cabrera, and that she is the director of fund raising for a minority group. This needs to be stopped, and reported somewhere. Any suggestions?


Asked on 7/07/04, 10:09 am

2 Answers from Attorneys
Peter Bradie Bradie, Bradie & Bradie

Re: Letter of Intent to File Suit for Returned Check

Since the demand came by mail, I'd contact the Postal Inspector to report mail fraud.

Since it's also interstate commerce, I'd contact the Federal Bureau of Investigation.

Keep a copy of the letter, and call both of those federal agencies. They'll let you know how to file a report.

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Answered on 7/07/04, 11:33 am
Guy Lewit Guy Mitchell Lewit, Esq.

Re: Letter of Intent to File Suit for Returned Check

Mr. Bradie's advise is well given...I am not sure there is an interstate action...if you are both in NY...but certainly call the attorney general, better business bureau and the Postal Inspector. Otherwise, save the letter and think about bringing a claim in federal court under the Federal Fair debt Collection practices act.

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Answered on 7/07/04, 5:24 pm


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