Legal Question in Credit and Debt Law in New York

I do realize my question falls more under civil lit law, but there doesn't seem to be an option for it. Unsure how to put this, but my situation is as follows. Someone has a case against me for purchase of a car that I used (kind of like they bought the car for me) and I made payments for it for a year then stopped and bought my own car. I will admit we did agree that I would make the payments, but that was only verbal. I paid for the car during the time period I used it, tho there was a 2 or 3 times they needed to cover me, but once I got mine I didnt think it was right for me to keep paying for a car wont use. Now we are in court for breach of contract and wants me to pay the balance on the car. A new case was opened by the same person for recovery of funds they covered for me during the year I was using it, and they say it is treated as 2 differences cases. Isnt that like double dipping or something? Can I really be sued for recovery of funds they covered me, AND non payment for something I stopped driving? Can a verbal contract still be upheld?

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