Legal Question in Credit and Debt Law in New York

I recently checked my credit report and seen that I had a default judgement from chase bank. I never was served papers and when i loooked into it i seen that my wages will be garnished. The only problem is that the employer they had listed is not my current employer. I am currently unemployed.


Asked on 1/27/10, 11:49 pm

1 Answer from Attorneys
Stephen Starr Starr & Starr, PLLC

A creditor with a judgment can both garnish the judgment debtor's wages and levy a writ of execution against the judgment debtor's bank account (or just restrain the account pursuant to a restraining notice).

Please see the prior posting on our Blog (newyorkbankruptcylawyerblog.com) on the topic of dealing with a default judgment. The posts are:

Help A Collector Has Frozen My Bank Account in New York, Queens, Bronx, Brooklyn! http://www.newyorkbankruptcylawyerblog.com/2008/10/help_a_collector_has_frozen_my.html

- and -

What Can I Do If a Default Judgment Has Been Entered Against Me in New York? http://www.newyorkbankruptcylawyerblog.com/2008/10/what_can_i_do_if_a_default_jud_1.html

The foregoing is intended as general information of interest to readers of this website and is not intended as legal advice for your situation. You should consult with an attorney.

Best regards,

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Answered on 2/02/10, 6:58 am


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