Legal Question in Credit and Debt Law in New York

I recently got a new job but i have been in debt since 2003. I got tons of collection notices. I paid some of them off when I was able to never never had a steady job until now. Well after a month of employment i recieved a letter from a Marshall stating they were going to garnish my wages within 20 days if i do not respond or sned payment there is alot of extra chatges i do not owe the first letter was for 1000 and a second today for over 3000 i know this is not right there is so much intrest its crazy what can i do to reduce the amount they are trying to tell me I owe?


Asked on 8/17/10, 11:37 pm

1 Answer from Attorneys
Carol Ryder Law Office of Carol Ryder PC

The statute of limitations is 6 years. However, many collection agencies are buying the debts and they admit, they go after people who don't know the law. I owed $650 from 2003 when they cut my dog's tongue off inserting a tube for an MRI. I was busy in law school and fighting my dog's cancer but there were several options for me to sue. So, I am not paying the collection agency. However, you need to find out what they did that a martial is calling you-he does that usually when it is adjudicated. Collection agencies are so slimy maybe they did not go to court and the "martial" is someone pretending (my classmate could not find a job and worked for one for a while. He quit literally 5 minutes after we got sworn in-he called from the BQE and said "I quit NOW"). However, if you do make a payment now, the statute of limitations starts all over again so if you pay that money... If you are on Long Island, call me at (631) 848-1204 so I have full info. Perhaps I can send them a lawyer's letter reminding them of the statute and stay away from my client.

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Answered on 8/25/10, 3:40 am


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