Legal Question in Credit and Debt Law in New York

Trying to retrieve paymnet on a personal loan

HI,

I loaned someone $20k and they have never given me a dime back. They claim they sent me a check int he mail for a payment and that someone cashed it so I am the thief! I never recieved a check! I have no promissory note but just e-mails with their consent, a bank wire to them, and a faxed and signed agreement from them. They are not answering my e-mails or calls and are just playing games now. I owe $20k to this bank and am racking up interest fees and am in turmoil for myself and my family. I went to a lawyer and she said there is not much I can do legally without it costing alot.

Is there are any recourse I can take. I just want my money back! Please help!


Asked on 7/10/06, 8:23 pm

1 Answer from Attorneys

Steven Czik CZIK LAW PLLC

Re: Trying to retrieve paymnet on a personal loan

It doesn't necessarily have to cost that much nut you will have to expend some money tp initiate a lawsuit against your debtor for any real hopes of retrieving any money. This area of law is our specialty, however, we would need some more information before making a complete and proper determination. You are welcome to contact us for a free consultation.

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STEVEN J. CZIK, P.C.

The Soho Building

110 Greene Street, Suite 1102

New York, New York 10012

212.413.4462

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The information provided by The Law Offices of Steven J. Czik (LOSJC) is for general educational purposes only. There is no attorney-client relationship established by this communication and no privilege attaches to such communication. LOSJC is not taking and will not take any action on your behalf and will not be considered your attorney until both you and LOSJC have signed a written retainer agreement. There are strict deadlines, called statutes of limitation, within which claims or lawsuits must be filed. Therefore, if you desire the services of an attorney and decide not to retain LOSJC on terms acceptable to LOSJC, you are advised to immediately seek the services of another attorney.

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Answered on 7/11/06, 11:42 am


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