Legal Question in Credit and Debt Law in New York

spouse dies and credit cards

Hi, wife has about 6 cards under her name only. She died from cancer this year 2007. We own a house together under both our names.

Since my name is not on her cards do I have to pay? And if I do can the goverment help on this I am 36 so was my wife own a house in Suffolk NY.


Asked on 10/08/07, 10:04 pm

1 Answer from Attorneys
Michael Markowitz Michael A. Markowitz, PC

Re: spouse dies and credit cards

Q. Since my name is not on her cards do I have to pay?

A. No. However, your wife's estate is responsible for the debt.

Q. And if I do can the goverment help on this I am 36 so was my wife own a house in Suffolk NY.

A. No. The government will not help. However, I have found that many card companies will forgive a debt based on a tragic event like cancer. Concerning the house, if it was owned as "husband and wife," it may be deeded solely into your name upon production of a death certificate.

Mike.

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Answered on 10/09/07, 8:24 am


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