Legal Question in Credit and Debt Law in New York

How can I stop an auto repossession? my girlfriend is four months behind on her auto loan and would like to try to keep the vehicle. The loan officer is argumentative and seems unwilling to work a repayment plan....what are our legal options?


Asked on 5/10/13, 1:50 pm

1 Answer from Attorneys
Daniel Scott Daniel U. Scott, Esq.

Sorry to hear about the financial problems. There is no way to stop a reposession unless you bring all the back debt current with interest prior to the taking or file for chapter 13 bankruptcy and attempt to work out payment schedule in bankruptcy. However, she needs to talk with an attorney and/or credit counselor to determine if bankruptcy is the best option.

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Answered on 5/10/13, 2:04 pm


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