Legal Question in Family Law in New York
Divorce, Mortgage and Bankrupcy
I was leagally separated in Nov 1997 and divorced Jan 4 1999. In Nov of 1998 I signed a quitclaim deed for the house we owned jointly to turn it over to my ex husband. He remarried and divorced in 1999 and was forced to file Chap 13 bankrupcy due to his new/former wife. He never refinanced the mortgage. His bankrupcy is now showing up on my credit report. Can I and if so, how do I get this off my credit report. (My divorce attorney has retired and moved out of state). Thank you for any help you can give me.
1 Answer from Attorneys
Re: Divorce, Mortgage and Bankrupcy
you may have an explanatory note added to the
credit report indicating that you did not
file bankruptcy. But as it affects a
debt that is still technically in your name
it cannot be removed. The explanation
has eliminated negative points in the credit
rating for other clients of mine