Legal Question in Family Law in New York

Neither of these two loans supersede the other. The banking law dictates what assumptions the bank will make with respect to an account when releasing funds, and creates PRESUMPTIONS regarding ownership of accounts where more than 1 party is titled to an account. If those two parties are married and the money in the account was deposited during the marriage, a matrimonial judge would have to consider the possibility that the money in that account is marital and thus subject to equitable distribution. In other words, title does not define ownership under the banking law, it creates a REBUTTABLE PRESUMPTION, that is generally easily rebutted by a spouse when the account has funds deposited by one or the other spouse during the marriage (with some exceptions where the funds are clearly separate property because of their source). This question is far too complicated for a yes or no response, as you can see.