Legal Question in Family Law in New York
Separation
If a wife is separated from her husband, who is the only income earner, can his wife still receive medical benefits under his program, even if they are separated?
2 Answers from Attorneys
Re: Separation
Physical separation does not eliminate the
ongoing medical insurance coverage and
benefits available under a spouse's plan
A spouse may attempt to take their estranged
partner off the policy, but to do so is
very risky. Because the law also says
that each spouse is liable for the others
necessary expenses, including medical
expenses, while they are married legally,
so such a move is usually penny wise and
dollar foolish
you could also petition the Family Court
for a Qualified Medical Support Order
directing continuation of the coverage
Re: Separation
Generally yes - A Separation normally will not stop insurance coverage through the covered spouse. At the point of divorce, coverage will no longer be available through the covered spouse but rather an alternate method of purchasing the insurance called a COBRA will be made available. Good luck.