Legal Question in Civil Litigation in New York

My claims were denied

My car wa parked on the street legally. A truck was pulling out of a construction site on the same block, got caught on telephone wires which in turn, made the verizon telephone pole, fall over on top of my car. So there is extensive damage to the hood and roof. So, I filed a claim first with the truck company. They denied me because they said in that particular area, telephone wires should be 15� high. They said that because their trucks are only 13�6� high, they couldn�t have caught the wire if it was at 15� so they put the blame on verizon, saying that their wires were too low. So, I filed a claim with verizon. Just got denied by them. They said that if the truck pulled into the site successfully, they can�t say that the wires must have been low. Also, she said something about verizon never receiving notice about the low wires and in the state of NY you need notice to be liable. This was her spiel.

In the meantime, I don't have collision coverage so the car has been sitting at the mechanic�s shop for a month. The damage is about $1500-$2000. It's not that I can't afford to pay it, it's the principal. What should I do?


Asked on 10/27/05, 12:57 pm

1 Answer from Attorneys
Stephen Loeb Law Office of Stephen R. Loeb

Re: My claims were denied

Start a lawsuit against both parties. Let them sort it out in court.

Should you like to discuss this or any other legal matter, you can e-mail me for more information about low cost face-to-face, on-line, or a telephone consultation with a lawyer in our office.

Read more
Answered on 10/27/05, 1:26 pm


Related Questions & Answers

More General Civil Litigation questions and answers in New York