Legal Question in Civil Litigation in New York

Default of home improvement loan (1986) cosigned with ex-husband

I have been served with a summons attached to a complaint for an insurance company that is the assignee for the original credit union who loaned the money. The loan was something that I cosigned with my ex-husband 7/28/86 and was by mistake left out of our divorce agreement as to who was responsible. Therefore we are both being served with this summons. Over the years I did make very minimal payments towards the loan, the last one being I think around May of 2001. My ex-husband has made no payments toward the loan. I have 10 days to submit an Answer to the Summons, so need advise on how to do this and also where I stand as far as responsibility in the situation.


Asked on 7/20/04, 6:25 pm

1 Answer from Attorneys
Gary Adelman Adelman Matz, P.C.

Re: Default of home improvement loan (1986) cosigned with ex-husband

Until I can see all of the documents, the loan documents, divorce documents and the summons and complaint, I cannot assess what your potential liability will be. However, you should contact a lawyer immediately to advise you on the answering of the complaint. My firm is a litigation firm, and can handle this matter. Please feel free to contact me at (212) 269-0601.

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Answered on 7/29/04, 10:33 pm


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