Legal Question in Civil Litigation in New York

Re: Snow Plow Damage

Cooperate and give them your insurance information although your insurance company is not likely to pay. It is likely that your insurance company has determined that during the relevant period you were employed by the other company. Salary and other employment terms as you may understand is not an issue. (Any first year law student will argue that you received compensation by benefiting form the clearing of the snow.) Accordingly, any damages to the other company's property during the operation of the snow plow -ordinary negligence- is or should fall under the other company's insurance policy.

Re: Snow Plow Damage

Since you were the one operating the snow plow when the damage occurred, you may in fact have some liability here (of course, more detailed facts are needed). The owner of the plow, however, may also have some liability since you were operating the plow with their permission and using it to clear their lot. Your fact pattern does not state why your insurance company says they will not cover this. You should give your insurance information to the damaged party. Your insurance carrier will need to specify the exact reasons they are denying coverage. My firm handles insurance coverage and defense matters, and you are invited to contact me with any other questions you may have.