Legal Question in Insurance Law in New York
My father has auto insurance for himself only. I am a 21 year old full-time student who resides at home with my father. I am not listed on his policy in any way. Am I allowed to drive his car, and if so, if I were to get into an accident, would his insurance cover the damages?
Asked on 8/13/10, 8:07 pm
1 Answer from Attorneys
If you are an excluded driver, then no, you're likely not covered. You should speak with your insurance agent and get this rectified immediately. You can get a non-owner policy, if that's what you need.
Answered on 8/18/10, 8:38 pm
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