Legal Question in Insurance Law in New York

Fire insurance claim's

a fire in my basement apt was, as deemed by the fire department, caused by a portable electric heater.

this heater was provided by the landlord when I moved in. the unit was plugged in but turned off at the time of the incident. is the landlord is responible in this situation?


Asked on 11/17/00, 2:06 am

1 Answer from Attorneys

Robert R. Groezinger GroezingerLaw P.C.

Re: Fire insurance claim's

Hello-

In a case such as this, the insurance company will look at the report of the fire marshall/department. It is a large burden to overcome. YOU must show how the heater was defective and/or that the landlord knew of it. You must remember that at the time, in your apartment, YOU had exclusive control over it.

Good luck.

RRG

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Answered on 11/27/00, 10:26 am


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