Legal Question in Insurance Law in New York

Insurance Law

My tree near the house was struck by lightning. it detroyed property and the subsequent energy surge blew out some electronic equipment. The tree still stands, but it has a hole, crack in the trunk structure that expert arborist deemed it a hazard and strongly suggest it be taken down immediately. My insurance company will not pay for the tree as it did ''not fall'' .

Is this a legal stance the have?


Asked on 7/05/07, 5:03 pm

1 Answer from Attorneys
Steven Czik CZIK LAW PLLC

Re: Insurance Law

There is a very good chance that your insurance company may very well be liable to reimburse you for your property damage despite the fact that the tree did not actually fall. Handling property damage insurance matters such as this is our specialty, however, we would need some more information before making a complete and proper determination. You are welcome to contact us for a free consultation.

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Answered on 7/06/07, 11:46 am


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