Legal Question in Insurance Law in New York
Motorcycle accident
Two month ago I had a self motorcycle accident while I was driving my motorcycle in a special course for off roads motorcycle where you buy a ticket and you can use the course.
During the riding I lost control , got hurt and treated in a hospital for some broken arms and legs.
I do have a health Insurance (ppo care) but they denied the coverege for the treatment at the hospital as they claim that it is a ''challenge sport'' which it's exclude by the policy terms for coverege.
I was wearing a helmet and I know how to oparete an off road bike.
Do they have to pay for it since they are my primery insurer?
2 Answers from Attorneys
Re: Motorcycle accident
No-Fault does not apply to motor cycles.
Check your policy. They may be correct...but only your policy will state for certain. They may be correct.
Good Luck
Re: Motorcycle accident
The issue is what is the definition of a "challenge sport". Read your policy.
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