Legal Question in Insurance Law in New York
statements
is my son legally bound to give a statement to
an auto insurance investigator after being involved in an accident with a vehcle insured by me
he was under the influence of alcohol
it has been settled in court.
my son does not want to make any statements to anyone
and exercise his right to remain silent
3 Answers from Attorneys
Re: statements
Not only will your insurance policy be canceled, as suggested by Mr. Slater, failure to cooperate in the investigation by the insurance carrier is grounds to deny coverage.
Mike.
Re: statements
Your focus should not be on not cooperating with your insurance company (which could result in a refusal on their part to pay the claim), but rather to provide a proper and well-prepared statement. Due to the sensitive nature of the issues involved, you should have a confidential consultation with an attorney who is familiar with accident cases and insurance companies (see our website indicated below).
Re: statements
No, he does not have to talk to anybody. However, do not be surprised when your insurance carrier cancels your policy for lack of cooperation.
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