Legal Question in Insurance Law in New York

warranty company
I currently have an after market warranty on my car.I never had a problem with them before but now they don't want to pay. A few weeks ago the engine on my car seized while driving. The car was immediately towed the dealer. They say a rod went through the engine and the oil pan. They contacted the warranty company which sent an inspector. After the inspector was finished looking at it the warranty company quoted me $2300,however the bill is going to be approximately $6300. I contacted the warranty company myself and they state thy are only paying $2300 for the original part that broke but not for what the broken part broke. Acording to their inspector the engine had preexisting damage that was not serviced, basically they are stating I was negligent. I am perplexed at the case the warranty company is making because my car was in the dealership from 8-8-02 till 8-26-02 being thoroughly looked at. Upon completion the only thing that was broken was the map sensor, with receipt to prove. I also made regular fluid changes to my car with all receipts to prove. My cars engine only broke three weeks after it was released fromm the dealer with an A+ report. How do I go about taking a waranty company to arbitration? Do I need a lawyer?

Asked on 10/10/02, 5:24 pm

David Slater David P. Slater, Esq.

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0 attorneys agreed

Re: warranty company

The procedure you will have to follow should be spelled out in the warranty agreement. I suggest you retain an attorney familiar with litigation.

No doubt you will also need the help of a mechanic.

Good luck.

Answered on 10/10/02, 6:21 pm

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