Legal Question in Employment Law in New York
health insurance benefits
May an employer change its payment of health insurance benefits (e.g., from full payment of family coverage to paying for half of family coverage) while ''grandfathering'' the prior benefit structure for only its long-time employees (e.g., continue fully paying for family coverage for employees who have x number of years of service)? The half payment coverage for newer employees would continue even after they become long-time employees with more than x number of years of service.
1 Answer from Attorneys
Re: health insurance benefits
Unfortunately, there is no statutory right to health benefits in New York State. Your employer's decision to provide different types of benefits to different employees based on length of employment is probably permissible, so long as they properly amended their written benefit plan.
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