Legal Question in Personal Injury in New York
dog bite in ny
I was taking my sister's dog out for a
walk, a boxer, and he got loose and
bit a little girl in front of my parents'
house. My parents (the
homeowners), my sister (the dog
owner), the dog and I (the one that
took the dog out) all reside in the
house. Are we all liability? My
parents have homeowners' insurance
that includes personal liability
insurance, will that protect them if
they get sued? Will the insurance
protect all the residents of the
house?
2 Answers from Attorneys
Re: dog bite
There is no automatic liability, but you are all potentially liable. Your parents as property owners,and potentially,as parents if you and your sister are minors; your sister as owner of the dog, etc. If you all reside in the home, you will probably all be insured under the policy. Make sure to notify the insurance company about the possible loss now, so that they do not disclaim on failure to notify grounds later.
Re: dog bite
There is no automatic liability, but you are all potentially liable. Your parents as property owners,and potentially,as parents if you and your sister are minors; your sister as owner of the dog, etc. If you all reside in the home, you will probably all be insured under the policy. Make sure to notify the insurance company about the possible loss now, so that they do not disclaim on failure to notify grounds later.