Legal Question in Personal Injury in New York

dog bite in ny

I was taking my sister's dog out for a

walk, a boxer, and he got loose and

bit a little girl in front of my parents'

house. My parents (the

homeowners), my sister (the dog

owner), the dog and I (the one that

took the dog out) all reside in the

house. Are we all liability? My

parents have homeowners' insurance

that includes personal liability

insurance, will that protect them if

they get sued? Will the insurance

protect all the residents of the

house?


Asked on 6/02/08, 8:27 pm

2 Answers from Attorneys

Mark S. Moroknek Kelly & Curtis, PLLC.

Re: dog bite

There is no automatic liability, but you are all potentially liable. Your parents as property owners,and potentially,as parents if you and your sister are minors; your sister as owner of the dog, etc. If you all reside in the home, you will probably all be insured under the policy. Make sure to notify the insurance company about the possible loss now, so that they do not disclaim on failure to notify grounds later.

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Answered on 6/02/08, 9:30 pm
Mark S. Moroknek Kelly & Curtis, PLLC.

Re: dog bite

There is no automatic liability, but you are all potentially liable. Your parents as property owners,and potentially,as parents if you and your sister are minors; your sister as owner of the dog, etc. If you all reside in the home, you will probably all be insured under the policy. Make sure to notify the insurance company about the possible loss now, so that they do not disclaim on failure to notify grounds later.

Read more
Answered on 6/02/08, 9:30 pm


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