Legal Question in Personal Injury in New York

What is my personal liability if an accident occurred to a member of the public while performing work for my employer?

I work for a construction firm. A member of the public was injured while I was performing a work task. The person tripped on a piece of equipment I was using. Does my company's general liability insurance cover me? Can I be personally named in a possible suit?

The work was performed at the direction of my employer for the benefit of my employer; however, my biggest concern is that the task I was performing is not necessarily included in the job description for my job title. Does this matter and effect me adversely? Or does the fact that my employer asked me to do the task and I was following my employer's direction cover me?


Asked on 3/02/16, 11:08 am

2 Answers from Attorneys
SHAHRIAR KASHANIAN LAW OFFICES OF SHAHRIAR KASHANIAN, ESQ.,

You should be covered by your employer's insurance company, even though you will be a named defendant if an action is initiated by the plaintiff's attorney.

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Answered on 3/02/16, 11:10 am

If the job you were doing, and the tools you were using, were within the scope of your employment, your employer's liability policy should suffice. If you are still concerned, call your insurance broker, homeowner's insurance carrier (or apt. insurance) and report the accident. M. E. Zuller

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Answered on 3/02/16, 12:42 pm


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