Legal Question in Real Estate Law in New York
adding a spouse to my deed
I am currently in the process of refinancing my mortgage. My husband is not on our deed but makes all the income. Do I have to add him to the deed and if so how?
2 Answers from Attorneys
Re: adding a spouse to my deed
The process is rather simple, assuming you have an experienced real estate attorney handling your file. An attorney should draft up a new deed reflecting the new changes and have the necessary paper recorded in the county clerk's office where the property is located following your refinance closing.
By way of background, our office is a full-time Real Estate firm that has been around for over 70 years. We handle these matters day in and day out. Please contact my office for further information. We would love to handle this one for you.
Re: adding a spouse to my deed
Add your spouse by having an attorney prepare a new deed...The bank will require him to be on the deed if his income is responsible for getting you the loan.
It is painless and between the filing fees and recording fees and legal work cost only a few hundred dollars.
Good Luck.
RRG
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