Legal Question in Real Estate Law in New York

Under the law of bailments (people holding other people's property) there are three sets of rules:

If the bailment is solely for the benefit of the bailee--the person who has the item--the bailee must exercise the highest degree of care. If I borrow your hose to water my garden and it's damaged by a tool, I pay for it unless I can show that I took extraordinarily-good care of the hose. (If I took it without permission, I am responsible even though I took all possible care: I am a trespasser and strictly liable for the results of my wrongdoing in taking the hose in the first place.)

If the bailment is solely for the benefit of the bailor--the owner--then the bailee owes only slight care, essentially a duty to refrain from damaging it wilfully or throwing it away. If I am broadsided by a truck while driving and my car ends up on your lawn while I am taken to the hospital, you are an involuntary bailee--a kind of bailment solely for my benefit, and you owe only the slightest care toward my car until the police tow it away.

A bailment for mutual benefit calls for the bailee to exercise ordinary care, i.e., to refrain from begligence. This is the standard for a garagekeeper who stores cars, whether or not he performs work on them.

Now which of these patterns do you fit into?