Legal Question in Real Estate Law in New York

I own my home in full......no mortgage. I was just served with foreclosure summons and complaint claiming that the previous owner had an outstanding HELOC. The previous owner is deceased. The papers indicate that I must pay off the previous HELOC or loose the house. I never signed anything regarding this line of credit or beneftited in any way from it. I do NOT have title insurance, but I do have a deed to the property. This is my primary residence. HELP!!!!


Asked on 1/10/10, 7:06 am

4 Answers from Attorneys

Thomas Sirianni The Law Office of Thomas A. Sirianni

You problem needs a little more facts in order for me to help you. Please feel free to call me on my cell phone sicne I will be in and out of the office today and your problem seems to be urgent.

Tommy

516-314-1343

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Answered on 1/15/10, 7:13 am
Robbie L. Vaughn, Esq. The Law Firm of Vaughn & Weber, PLLC

You need to get help immediately. I might be able to put you in touch with a non-profit housing counselor. However, you will likely need to put in an answer yourself or have an attorney do so for you.

631-780-4758

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Answered on 1/15/10, 7:49 am
Peter Wagner The Law Office of Peter J. Wagner, P.C.

Agreed. There are a lot of questions that need to be answered, but would need some additional facts. How were you served, when were you served. When did you take title, and do you have a current lender? Who is the lender with the HELOC.

Feel free to contact me if you have any questions.

631-482-1433

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Answered on 1/15/10, 8:45 am
Steven Czik CZIK LAW PLLC

We have substantial experience handling these types of cases, however, we would need some more information before making a complete and proper determination. You are welcome to contact us for a free consultation.

Law Offices of

STEVEN J. CZIK, P.C.

101 Avenue of the Americas, 15th Floor

New York, New York 10013

212.413.4462

[email protected]

The information provided by The Law Offices of Steven J. Czik, P.C. (LOSJC) is for general educational purposes only. There is no attorney-client relationship established by this communication and no privilege attaches to such communication. LOSJC is not taking and will not take any action on your behalf and will not be considered your attorney until both you and LOSJC have signed a written retainer agreement. There are strict deadlines, called statutes of limitation, within which claims or lawsuits must be filed. Therefore, if you desire the services of an attorney and decide not to retain LOSJC on terms acceptable to LOSJC, you are advised to immediately seek the services of another attorney.

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Answered on 1/21/10, 9:56 am


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