Legal Question in Real Estate Law in New York

I am in process of moving into a home rental who pay insurance , i thought the h

I am interested in moving into a rental house where the owner will keep the lower half seperate enterance etc.

He had told me I would need liability insurace to live in the apartment. I thought the homeowner was responsible to carry certain limits and minumins. ?

I new we have the option to carry rental insurance, which i thought covered our property in the apartment from theft?


Asked on 4/14/01, 9:55 pm

1 Answer from Attorneys
Garry Hanlon

Re: I am in process of moving into a home rental who pay insurance , i thought t

A landlord may require basically anything

for the privilege of renting from him,

including liability coverage.

Even though he owns the property, and has

responsibility, your actions at the property

could cause someone to slip and fall, and

trigger lawsuits against everyone. This is

the true reason the landlord wants additional

coverage.

Your current renter's liability policy does

cover your personal belongings. But it may

also cover liability. If it does not presently,

your agent can add this coverage. so, call

your insurance agent.

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Answered on 6/09/01, 10:24 am


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