Legal Question in Real Estate Law in New York
Quit Claim Deed Requirement
I would like to complete a quit claim deed to take my husbands name off the deed of my house. Do I need to hire a lawyer to do this or can I purchase a form from an internet sight and fill this out and file it on my own. I was told by a lawyer that I must have a lawyer prepare the quit claim deed for me.
3 Answers from Attorneys
Re: Quit Claim Deed Requirement
You can do this yourself but usually there are other forms that you must file w/ the deed. For example a TP 584 and RP5217 and perhaps smoke detector afidavit.
Debra
Re: Quit Claim Deed Requirement
Okay..regardless of who does it, your husband, if he is on e the deed, must sign it as an owner to get his name off the deed. You cannot unilaterally do this.
Good Luck
RRG
Re: Quit Claim Deed Requirement
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You need to be careful. Even if your husband is willing to transfer his interest to you, your mortgage may become due and payable in full upon any transfer. Check with your lender first. That said, if you bought title insurance when you bought the house, use a warranty deed rather than a quitclaim. This will enable you to keep the title insurance in force.
Furthermore, most title companys provide deed forms free of charge, at least to attorneys. And yes, your husband must sign the deed in the presence of a notary.
Good Luck.