Legal Question in Real Estate Law in New York

Re: tree falling

If the tree was on the neighbor's property before it fell, your neighbor is responsible. Presumably, your neighbor has property insurance and the damage to your home will be covered as long as your neighbor submits a claim to his insurance carrier. You should send a certified letter to your neighbor as soon as possible. Also, document the damage to your property with photographs. Finally, even though this is your neighbor's responsibility, you should submit a claim to YOUR insurance carrier, who can probably assist in having your neighbor's insurance company pay for the damage. Good luck.