Legal Question in Bankruptcy in North Carolina

No. Your daughter cannot be held responsible for debt you allowed her to charge on your credit cards. It requires a written promise on her part to pay, that it, she must have signed on the credit card application as a co-applicant. It is possible, of course, for her to have sent in a written promise to pay your debt, but this would be very unusual and she would be aware of that. Any attempt to collect, in such circumstances, from your daughter is a violation of the fair debt collections acts and would be a violation of the Automatic Stay in a bankruptcy case. These laws, make it unlawful to attempt to collect this debt. Consult your bankruptcy lawyer and make sure he is willing to bring on a Motion in Contempt if the credit card companies attempt to collect from your daughter.