Legal Question in Civil Rights Law in North Carolina
I am married and live in the state of NC.. My husband and I keep EVERYTHING separate. He has his own Healthcare insurance and we recently found out about a serious health condition he has. Since his treatment began, he now has some OVERDUE medical bills that he has not taken care of and he appears not to be pressed about looking into them. Letters have come threatening reporting the bills to the credit agencies. Will this effect my good credit? What can I do to preserve all of my assets? Will this haunt me even if I seek a divorce?
1 Answer from Attorneys
Unfortunately, due to the Doctrine of Necessities, you may be liable for the debts. Under this doctrine, spouses are liable for the medical bills of the their spouse as long as the medical bills are for necessary services (no cosmetic surgery, unless it was reconstructive after say an accident).
You need to consult with an asset protection attorney to discuss your options. You may also want to post this under family or debt collection law to get other opinions as this is not a civil rights law question.