Legal Question in Credit and Debt Law in North Carolina
(This was your answer to my first question below)
If a creditor gets a judgment against you in a North Carolina court, nearly all of the time, the answer is no, they cannot garnish wages. If a credit card company gets a judgment for debt in another state that allows garnishment, it is often possible for them to garnish wages even after the judgment debtor moves to a non garnishment state like North Carolina.
But if you had lived in North Carolina all along, they can't garnish at all, can they?
1 Answer from Attorneys
If they sue you in a state that allows garnishment like Virginia, and get a judgment against there, they can garnish even if you lived in North Carolina all along under many circumstances. For example,if you have a judgment against you in Virginia and your employer has an office in Virginia, your employer may be served with an order for garnishment.
You need to consult with an attorney about your specific situation because only general advice is possible in this forum.
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