Legal Question in Credit and Debt Law in North Carolina
Car Financing
In December i applied for a car loan thru Car Finance.com I was appoved for
up to $16000.00. they sent me a blank check voucher and I was to fill out the amount on it. Since I had a 1998 car i was financing with the same people, I called both Car Finance and NationsBank and asked if i could just pay off my car they both said yes, just put account number on voucher. I did just that, i sent it on Dec 11th and on Jan 4th i received a letter from NationsBank saying my loan was paid in Full and they sent me my Title to the car. I had not heard anything from Car Finance at all, On Jan 29 i received a call from Nationsbank, I called them back I did and could not reach anyone, on feb 5, Nationsbank called saying i was almost 3 months behind in my payments, when would i send them money, i told them as far as i knew the loan was paid off and i have my title, they said the check was returned and i owed back payments, now its feb 5th and this was the first i've heard of this, no calls, no letter etc. my question is do i have any legal recource on this matter, i am angry that no one contacted me to tell me sooner there was a problem and why send me a letter saying it was
paid in full and my original title....please help me
1 Answer from Attorneys
Re: Car Financing
It depends on the documents. But note that carfinance.com IS Nationsbank. You paid off a Nationsbank loan with another Nationsbank loan. So maybe the people who are calling you are the carfinance.com people. In any event, you owe the money, but only once.
Daniel Press
Chung & Press, P.C.
6723 Whittier Ave., Suite 302
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