Legal Question in Credit and Debt Law in North Carolina
Civil Judgment
I have lived in NC since March 2002. According to the court, I was served in Oklahoma in May 2002 to appear in court. The plaintiff won by default. The statute of limitations on the judgment for Oklahoma is 5 years but according to the small claims court the judgment will remain on the credit report until its satisfied or until March 2009. I thought I had case with the expired statute but it appears I am wrong. Is the creditor the only one that can have the courts release the judgment? The debt is $2900 and I can pay $300 today to negotiate however in return I want to the creditor to release the judgement. What do you recommend?
1 Answer from Attorneys
Re: Civil Judgment
I can't really answer any of your questions without seeing all the documents and facts. I will say that if you were sued in NC and you were never served, you can make a motion for the judgment to be set aside.
- Jeff