Legal Question in Credit and Debt Law in North Carolina

Collection Account

Can a landlord and/or their collection agent submit a collection account to the credit reporting bureaus for alleged apartment damages without first obtaining a court judgment validating the ''debt''?


Asked on 3/19/08, 8:49 am

1 Answer from Attorneys
Jeff Rosner Rosner Law Firm P.A.

Re: Collection Account

I don't know off the top of my head but I'm guessing not. How can they provide verification of the debt without a judgment.

There are ways of disputing it with the credit bureaus (and you can search online for step by step guidelines) but in this particular case, I might think about suing the creditor.

- Jeff

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Answered on 3/19/08, 12:31 pm


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