Legal Question in Credit and Debt Law in North Carolina

I had a collections office, (said it was a law office) to call me about a debt from approx. 15 years ago. They wanted me to post date 5 checks so I can make monthly payments. I told them I am unemployed and they are forcing me to go to friends and family for money. I can't. What can they do to me for refusal to pay. I am not refusing to pay, just can't pay lump sum. I offered $50 monthly, but they stated I would have to post date 5 checks 2-$100 and 3-$50 checks. I refused to post date.

What are my options and/or legal ramifications?


Asked on 9/14/09, 10:09 am

1 Answer from Attorneys
Jeff Rosner Rosner Law Firm P.A.

If you haven't made a payment for 15 years, you probably are not legally obligated to pay under the staute of limitations. Contact an attorney for advice in your specific situation.

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Answered on 9/21/09, 8:04 am


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