Legal Question in Credit and Debt Law in North Carolina
Court Ordered Judgement
A judgement was orderd against me for a collection of a debt. In a letter the law firm initiating the action states that they will ''request the Clerk of Court to issue an execution against me placing the matter in the hands of the Sherrif's Office. What can happen to me?
2 Answers from Attorneys
Re: Court Ordered Judgement
First you should receive a Notice of Rights to have exemptions which you must fill out within 20 days of receipt and file with the Clerk of Court or you will lose any exemptions you have. After that, the Creditor can either dispute what you put on the Notice of Rights or start the Execution process. That means if you own any non exempt property of value, the Sheriff may be able to seize it and sell it. Typically, if you don't have much in the way of assets, there is not much the Sheriff can do.
Re: Court Ordered Judgement
As a follow up - you better be certain that you haven't already been served with the Notice of Rights. You only have 20 days to get it back.
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